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What is a COB?  

Coordination of benefits (COB) applies to a person who is covered by more than one health plan. A COB identifies which insurance plan is “primary” and which insurance plan is “secondary”. There can only be ONE plan that is primary. Whichever subscriber’s birthday is first in the year will be the primary insurance. The COB must be updated in order for the policy to pay treatment claims. 

Related FAQs

What should teens bring to residential treatment? 

Most residential treatment centers for youth in California will recommend to bring the following for your teen: Comfortable & Age-appropriate clothing, Approved Prescription Medications, Mementos, and School books & Assignments. Adolescent residential treatment centers in California will have different limitations and requirements and it’s important to clarify what their specific rules are, especially when identifying contraband items. 

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How do you place teens in residential treatment? 

It can be difficult to send your loved one to treatment, and it can feel even more difficult to choose between all the residential treatment centers for youth in California. Instead of seeing treatment as a punishment, look at it as an opportunity. If you’re unsure how to begin the search for residential treatment for teens, get a referral from your therapist,

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Does insurance cover residential treatment? How do I pay for treatment? 

Most insurance policies do cover teen residential treatment. However, whether or not residential treatment for teens will be covered ultimately depends on your specific plan and coverages. More often than not, insurance companies will have a few prerequisites for covering a high-level residential teen rehab center. Additionally, some insurance companies cover partial cost instead of the entire cost of residential mental health facilities

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Ready to make a change?

If your family is in crisis, we can expedite the admissions/intake process. We work to get you the help you need as soon as possible.